I guess that makes me a risk-taker. I am currently 66 years old, my full SS retirement age, which makes me Social Security and Medicare-eligible. A couple of years ago, I made the decision to reject both SS and Medicare. I am gainfully employed, and expect to be employed for the foreseeable future. I am VERY fortunate to be married to a man nine years my junior, who has 35 years with his employer, and makes twice what I do. I am covered under his company medical plan, and expect to continue to be. I object to my doctors having to choose treatment for me according to “what Medicare will pay for”. I’m damned if I’ll have some faceless bureaucrat in Washington DC telling my doctors what’s “allowed”.
I’ve already started in a small way, being self-sufficient in health-care. My hubby’s plan has prescription drug coverage, but I do not use it. I take a bunch of prescription medicine for my chronic disease (psoriatic arthritis), and I pay every penny of the cost myself. All my medicines are generic, and I have a great relationship with the Costco pharmacy 6 blocks from my house, so I know I’m getting the best prices. It makes me feel great that my doctors and I, not some insurance company, determine what medicines I take, and how much to prescribe (my doctors write in quantities of 100, so I get even better pricing).
So my life is free from the worries about having enough money saved for retirement (not retiring!), and how to maximize my Government Dole Payment (Social Security).
Here’s another good reason to reject Social Security-a story that just hit the news this week.
Oh, I almost forgot! The reason Hillsdale and AEI (American Enterprise Institute) are in my title is that neither of those organizations takes any government money. That makes them independent of any government control over their institutions-remember that if you or your organization takes even ONE PENNY of government money, the Government Controls You. So I support both of them, because they can always use more citizen support. I urge you to do the same.